MCQs with answers on “Social Security Schemes in India: Effectiveness and Gaps”

Which of the following is a primary objective of social security schemes in India?
- A) Wealth accumulation
- B) Poverty alleviation
- C) Economic growth
- D) Urbanization
  Answer: B) Poverty alleviation
The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees how many days of wage employment in a financial year?
- A) 50 days
- B) 100 days
- C) 150 days
- D) 200 days
  Answer: B) 100 days
Which of the following schemes aims to provide social security to unorganized workers?
- A) Atal Pension Yojana
- B) PM Kisan Samman Nidhi
- C) Ayushman Bharat
- D) Swachh Bharat Mission
  Answer: A) Atal Pension Yojana
Which act provides for the right to information about employment under MGNREGA?
- A) Right to Information Act, 2005
- B) Mahatma Gandhi National Rural Employment Guarantee Act, 2005
- C) Employment Guarantee Act, 1975
- D) Labor Laws Act, 1976
  Answer: B) Mahatma Gandhi National Rural Employment Guarantee Act, 2005
The Pradhan Mantri Jan Dhan Yojana (PMJDY) primarily focuses on which of the following?
- A) Rural development
- B) Financial inclusion
- C) Skill development
- D) Health insurance
  Answer: B) Financial inclusion
Which scheme aims to provide health insurance coverage to poor families in India?
- A) Pradhan Mantri Fasal Bima Yojana
- B) Ayushman Bharat
- C) National Health Mission
- D) Integrated Child Development Services
  Answer: B) Ayushman Bharat
What is the main target group of the Indira Gandhi National Old Age Pension Scheme (IGNOAPS)?
- A) Children
- B) Women
- C) Senior citizens
- D) Farmers
  Answer: C) Senior citizens
Which of the following is not a component of the Social Security Code, 2020?
- A) Unorganized workers’ social security
- B) Employee’s Provident Fund
- C) Maternity Benefit
- D) National Pension System
  Answer: D) National Pension System
The National Food Security Act, 2013 aims to provide subsidized food grains to which category of beneficiaries?
- A) Below Poverty Line (BPL) families
- B) Above Poverty Line (APL) families
- C) Middle-income families
- D) All citizens
  Answer: A) Below Poverty Line (BPL) families
Which of the following schemes is designed to empower women in rural areas?
- A) PM Kisan Samman Nidhi
- B) Mahila E-Haat
- C) National Rural Livelihoods Mission
- D) Skill India Mission
  Answer: C) National Rural Livelihoods Mission
The Rashtriya Swasthya Bima Yojana (RSBY) primarily targeted which group of people?
- A) Agricultural workers
- B) Unorganized sector workers
- C) Scheduled Castes and Scheduled Tribes
- D) Senior citizens
  Answer: B) Unorganized sector workers
Which scheme provides financial assistance to farmers in India?
- A) Atal Pension Yojana
- B) PM Kisan Samman Nidhi
- C) Pradhan Mantri Fasal Bima Yojana
- D) Both B and C
  Answer: D) Both B and C
What is the key feature of the Pradhan Mantri Ujjwala Yojana?
- A) Free electricity connection
- B) LPG connection for below-poverty-line households
- C) Financial support for education
- D) Health insurance for women
  Answer: B) LPG connection for below-poverty-line households
Which of the following is a challenge faced by social security schemes in India?
- A) Overfunding
- B) Administrative inefficiency
- C) Excessive public awareness
- D) High beneficiary satisfaction
  Answer: B) Administrative inefficiency
The Mahila Samman Savings Certificate is designed to promote which of the following?
- A) Women’s health
- B) Women’s savings
- C) Women’s education
- D) Women’s employment
  Answer: B) Women’s savings
What percentage of wage employment is guaranteed under MGNREGA for unskilled labor?
- A) 40%
- B) 60%
- C) 75%
- D) 100%
  Answer: D) 100%
The aim of the Skill India Mission is to:
- A) Increase the number of government jobs
- B) Develop a skilled workforce
- C) Promote foreign investments
- D) Enhance social security measures
  Answer: B) Develop a skilled workforce
Which of the following is a major gap in the implementation of social security schemes in India?
- A) Lack of funds
- B) Political will
- C) Low enrollment of beneficiaries
- D) Excessive administrative burden
  Answer: C) Low enrollment of beneficiaries
Which program provides maternity benefits to women in India?
- A) Indira Gandhi Matritva Sahyog Yojana
- B) Pradhan Mantri Ujjwala Yojana
- C) PM Kisan Samman Nidhi
- D) National Food Security Act
  Answer: A) Indira Gandhi Matritva Sahyog Yojana
The Employees’ State Insurance (ESI) scheme provides which of the following?
- A) Health insurance
- B) Pension benefits
- C) Unemployment insurance
- D) All of the above
  Answer: A) Health insurance
Which social security scheme is specifically aimed at street vendors?
- A) PM Kisan Samman Nidhi
- B) National Urban Livelihoods Mission
- C) Pradhan Mantri Fasal Bima Yojana
- D) Atal Pension Yojana
  Answer: B) National Urban Livelihoods Mission
The main focus of the National Old Age Pension Scheme is to:
- A) Provide housing for the elderly
- B) Offer free healthcare
- C) Provide financial support to senior citizens
- D) Promote skill development for the elderly
  Answer: C) Provide financial support to senior citizens
The goal of the Pradhan Mantri Awas Yojana is to:
- A) Provide free healthcare
- B) Ensure housing for all
- C) Offer employment to youth
- D) Promote digital literacy
  Answer: B) Ensure housing for all
What is a significant gap in the current social security system in India?
- A) Comprehensive coverage for all citizens
- B) Underutilization of technology
- C) Low administrative costs
- D) High public awareness
  Answer: B) Underutilization of technology
Which scheme provides cash transfer benefits for families of pregnant women?
- A) Janani Suraksha Yojana
- B) Maternity Benefit Scheme
- C) PM Kisan Samman Nidhi
- D) Indira Gandhi National Old Age Pension Scheme
  Answer: A) Janani Suraksha Yojana
The Prime Minister’s Employment Generation Programme (PMEGP) focuses on:
- A) Rural infrastructure
- B) Youth employment through self-employment
- C) Health services
- D) Urban development
  Answer: B) Youth employment through self-employment
Which of the following is a challenge for social security in rural areas?
- A) High literacy rates
- B) Administrative inefficiencies
- C) Excessive banking facilities
- D) Low unemployment rates
  Answer: B) Administrative inefficiencies
Which social security scheme aims to provide housing for the urban poor?
- A) PM Awas Yojana (Urban)
- B) Pradhan Mantri Gram Sadak Yojana
- C) Deen Dayal Antyodaya Yojana
- D) Integrated Child Development Services
  Answer: A) PM Awas Yojana (Urban)
Which of the following is a goal of the Ayushman Bharat scheme?
- A) Provide loans to farmers
- B) Offer health insurance coverage
- C) Promote digital education
- D) Enhance skill development
  Answer: B) Offer health insurance coverage
Which aspect of social security needs significant improvement in India?
- A) Coverage of informal workers
- B) Availability of funds
- C) Awareness among the wealthy
- D) Efficient banking systems
  Answer: A) Coverage of informal workers

These questions aim to test knowledge on the various social security schemes in India, their effectiveness, and the gaps that exist within these frameworks.

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