Introduction India, with its vast population of over 1.4 billion people, is one of the…
MCQs with answers on “The Ayushman Bharat Scheme: A Game-Changer in Healthcare?”
1. What is the primary goal of the Ayushman Bharat scheme?
A) To increase the number of medical colleges
B) To provide health insurance coverage to poor families
C) To build new hospitals in rural areas
D) To promote traditional medicine
Answer: B) To provide health insurance coverage to poor families
2. When was the Ayushman Bharat scheme launched?
A) 2015
B) 2018
C) 2020
D) 2022
Answer: B) 2018
3. Which of the following is NOT a component of the Ayushman Bharat scheme?
A) Health and Wellness Centres (HWCs)
B) Pradhan Mantri Jan Arogya Yojana (PMJAY)
C) Free medicines for all citizens
D) Health insurance for poor families
Answer: C) Free medicines for all citizens
4. What is the maximum health coverage amount provided under Ayushman Bharat’s PMJAY scheme?
A) ₹1 lakh
B) ₹3 lakh
C) ₹5 lakh
D) ₹10 lakh
Answer: C) ₹5 lakh
5. Which group of people is targeted by the Ayushman Bharat scheme?
A) Only senior citizens
B) All citizens of India
C) Below Poverty Line (BPL) families
D) Only those with chronic diseases
Answer: C) Below Poverty Line (BPL) families
6. Which of the following is the implementing agency for PMJAY under Ayushman Bharat?
A) NITI Aayog
B) Ministry of Health and Family Welfare
C) National Health Authority (NHA)
D) Central Bureau of Health Intelligence
Answer: C) National Health Authority (NHA)
7. What is the total number of health and wellness centers (HWCs) to be established under Ayushman Bharat by 2022?
A) 1 lakh
B) 50,000
C) 25,000
D) 1,500
Answer: A) 1 lakh
8. What does the Health and Wellness Centre (HWC) under Ayushman Bharat focus on?
A) Preventive healthcare
B) Emergency care
C) Medical research
D) International healthcare collaborations
Answer: A) Preventive healthcare
9. Which of the following services is covered under PMJAY?
A) Routine health check-ups
B) Critical surgeries
C) Cosmetic surgery
D) Dental care
Answer: B) Critical surgeries
10. Which is the main benefit of the Ayushman Bharat scheme for beneficiaries?
A) Free medicines
B) Free diagnostics
C) Cashless healthcare services
D) Free health insurance
Answer: C) Cashless healthcare services
11. Which body provides a list of eligible families under the Ayushman Bharat scheme?
A) Census of India
B) Ministry of Rural Development
C) State Governments
D) Socio-Economic Caste Census (SECC)
Answer: D) Socio-Economic Caste Census (SECC)
12. The Ayushman Bharat scheme is aimed at improving which of the following?
A) Infrastructure development
B) Healthcare access
C) Environmental sustainability
D) Educational standards
Answer: B) Healthcare access
13. Which of the following is a significant challenge in implementing the Ayushman Bharat scheme?
A) Lack of political will
B) Poor awareness among beneficiaries
C) Overcrowded hospitals
D) Delayed insurance reimbursements
Answer: B) Poor awareness among beneficiaries
14. Which of these categories is NOT eligible for the PMJAY benefits?
A) Families under the SECC list
B) Government employees
C) Families with a rural occupation
D) Below Poverty Line families
Answer: B) Government employees
15. How does the Ayushman Bharat scheme aim to reduce the financial burden on families?
A) By providing free treatment for all diseases
B) By covering the cost of hospitalization and surgeries
C) By offering low-cost insurance policies
D) By offering subsidies on medicines
Answer: B) By covering the cost of hospitalization and surgeries
16. What type of healthcare services are provided through the Health and Wellness Centres (HWCs) under Ayushman Bharat?
A) Only outpatient services
B) Only emergency services
C) Preventive, promotive, and primary care services
D) Only diagnostic services
Answer: C) Preventive, promotive, and primary care services
17. Which of the following is a major health issue that the Ayushman Bharat scheme targets?
A) HIV/AIDS
B) Cardiovascular diseases
C) Malnutrition
D) Maternal and child health
Answer: D) Maternal and child health
18. Under the Ayushman Bharat scheme, what percentage of the health insurance cost is covered by the government?
A) 50%
B) 70%
C) 80%
D) 100%
Answer: D) 100%
19. Which of the following is true about Ayushman Bharat’s impact on the healthcare system?
A) It promotes private healthcare providers exclusively
B) It aims to improve access to healthcare for economically disadvantaged populations
C) It focuses only on urban healthcare infrastructure
D) It aims to limit healthcare access to rural populations
Answer: B) It aims to improve access to healthcare for economically disadvantaged populations
20. Which international model did the Ayushman Bharat scheme draw inspiration from?
A) US Medicaid
B) UK National Health Service (NHS)
C) European Healthcare Model
D) Brazilian Unified Health System
Answer: D) Brazilian Unified Health System
21. Which of the following is NOT a direct benefit of Ayushman Bharat for citizens?
A) Increased employment opportunities in healthcare
B) Cashless hospitalization
C) Financial protection for health-related expenses
D) Improved health insurance penetration
Answer: A) Increased employment opportunities in healthcare
22. What is the significance of PMJAY in terms of medical expenses for the beneficiaries?
A) It provides free insurance policies for private companies
B) It ensures cashless treatment for eligible beneficiaries in public and private hospitals
C) It provides financial subsidies to private hospitals
D) It reduces hospital fees for all citizens
Answer: B) It ensures cashless treatment for eligible beneficiaries in public and private hospitals
23. The PMJAY scheme specifically covers which of the following?
A) Day-care treatments
B) Cosmetic treatments
C) All medical expenses for all age groups
D) Critical and tertiary care treatments
Answer: D) Critical and tertiary care treatments
24. What is the role of the National Health Authority (NHA) under the Ayushman Bharat scheme?
A) Providing funds to healthcare institutions
B) Implementing the scheme and monitoring its progress
C) Conducting awareness campaigns
D) Setting health policies at the national level
Answer: B) Implementing the scheme and monitoring its progress
25. Which of the following stakeholders plays a significant role in Ayushman Bharat’s implementation?
A) Private medical institutions
B) NGOs working in healthcare
C) State governments and local bodies
D) International health organizations
Answer: C) State governments and local bodies
26. How many beneficiaries are expected to be covered under the Ayushman Bharat scheme?
A) 10 crore families
B) 15 crore families
C) 20 crore families
D) 25 crore families
Answer: B) 15 crore families
27. Which of the following initiatives is NOT part of Ayushman Bharat?
A) Health insurance for economically disadvantaged families
B) Establishment of health and wellness centres
C) Free vaccination programs for all
D) Providing free medical treatment for rare diseases
Answer: C) Free vaccination programs for all
28. Which of the following is a long-term goal of Ayushman Bharat?
A) Universal healthcare coverage for all citizens
B) Building more private hospitals in urban areas
C) Encouraging medical tourism to India
D) Promoting the privatization of the healthcare sector
Answer: A) Universal healthcare coverage for all citizens
29. Which of the following regions in India benefits the most from the Ayushman Bharat scheme?
A) Urban regions with high-income groups
B) Rural areas with high poverty rates
C) Metropolitans with advanced healthcare
D) Affluent middle-class areas
Answer: B) Rural areas with high poverty rates
30. What makes Ayushman Bharat a unique initiative in the context of Indian healthcare?
A) It is the first scheme to provide universal health insurance to all citizens
B) It focuses on improving primary care and preventive healthcare
C) It is funded by private companies
D) It aims to replace existing health policies
Answer: B) It focuses on improving primary care and preventive healthcare
These MCQs aim to test knowledge on the Ayushman Bharat Scheme and its various components, goals, challenges, and impacts on the healthcare system in India.
