Government Schemes, Policies & Governance MCQs for Competitive Exams
India General Knowledge
MODULE 11: Government Schemes, Policies & Governance MCQs
Topic: Government Schemes, Policies & Governance MCQs for Competitive Exams
🔹 Sub-Topic I: Constitutional Framework & Governance Basics
Q1. Which part of the Indian Constitution deals with Directive Principles of State Policy?
A. Part II
B. Part III
C. Part IV
D. Part V
Correct Answer: C
Explanation:
The Directive Principles of State Policy (Part IV) guide the State in formulating welfare policies and socio-economic development programmes, though they are non-justiciable.
Q2. The concept of “Good Governance” primarily emphasizes:
A. Centralization of power
B. Rule of law and accountability
C. Military control
D. Judicial supremacy
Correct Answer: B
Explanation:
Good governance stresses transparency, accountability, rule of law, efficiency, and citizen participation, forming the foundation of modern public administration.
Q3. Which amendment introduced the concept of Panchayati Raj institutions?
A. 42nd Amendment
B. 44th Amendment
C. 73rd Amendment
D. 86th Amendment
Correct Answer: C
Explanation:
The 73rd Constitutional Amendment Act, 1992 institutionalized Panchayati Raj to strengthen grassroots democracy.
Q4. Urban local governance was strengthened by which Constitutional Amendment?
A. 69th
B. 72nd
C. 73rd
D. 74th
Correct Answer: D
Explanation:
The 74th Constitutional Amendment Act, 1992 provided constitutional status to Urban Local Bodies.
Q5. The concept of cooperative federalism refers to:
A. Complete autonomy of states
B. Competition among states
C. Collaboration between Centre and States
D. Judicial control over states
Correct Answer: C
Explanation:
Cooperative federalism promotes collaboration between the Union and States in policy formulation and implementation.
🔹 Sub-Topic II: Flagship Welfare & Social Sector Schemes
Q6. Which scheme aims to provide affordable housing to all by 2022?
A. AMRUT
B. PMAY
C. DAY-NRLM
D. SBM
Correct Answer: B
Explanation:
Pradhan Mantri Awas Yojana (PMAY) aims to provide Housing for All, with separate verticals for urban and rural areas.
Q7. The primary objective of Ayushman Bharat is to:
A. Promote AYUSH systems
B. Provide universal health insurance
C. Strengthen medical education
D. Regulate private hospitals
Correct Answer: B
Explanation:
Ayushman Bharat – PMJAY provides health insurance cover to economically vulnerable families for secondary and tertiary care.
Q8. Which scheme focuses on improving nutritional outcomes for children and mothers?
A. ICDS
B. PM-POSHAN
C. Mission Indradhanush
D. NHM
Correct Answer: A
Explanation:
The Integrated Child Development Services (ICDS) addresses nutrition, health, and early childhood education.
Q9. Mission Indradhanush is related to:
A. Nutrition
B. Education
C. Immunization
D. Sanitation
Correct Answer: C
Explanation:
Mission Indradhanush aims to achieve full immunization coverage for children and pregnant women.
Q10. Which scheme provides free LPG connections to women from poor households?
A. Ujjwala Yojana
B. Saubhagya Yojana
C. PMUY-Electric
D. PMJDY
Correct Answer: A
Explanation:
Pradhan Mantri Ujjwala Yojana promotes clean cooking fuel to improve women’s health.
🔹 Sub-Topic III: Poverty Alleviation & Employment Schemes
Q11. MGNREGA guarantees employment for how many days in a financial year?
A. 90 days
B. 100 days
C. 120 days
D. 150 days
Correct Answer: B
Explanation:
MGNREGA guarantees 100 days of wage employment to rural households.
Q12. Which scheme targets self-employment through Self Help Groups?
A. PMJDY
B. DAY-NRLM
C. PMFBY
D. PMEGP
Correct Answer: B
Explanation:
Deendayal Antyodaya Yojana – NRLM promotes livelihood enhancement through Self Help Groups (SHGs).
Q13. PM-SVANidhi scheme supports:
A. Farmers
B. Street vendors
C. MSMEs
D. Women entrepreneurs
Correct Answer: B
Explanation:
PM-SVANidhi provides working capital loans to street vendors.
Q14. Which scheme aims at skill development of youth?
A. PMJDY
B. PMKVY
C. PMFBY
D. PMUY
Correct Answer: B
Explanation:
Pradhan Mantri Kaushal Vikas Yojana (PMKVY) focuses on skill training and certification.
Q15. The main objective of PMEGP is to:
A. Provide pensions
B. Promote micro-enterprises
C. Provide health insurance
D. Support agriculture
Correct Answer: B
Explanation:
Prime Minister’s Employment Generation Programme promotes self-employment through micro-enterprises.
🔹 Sub-Topic IV: Agriculture & Rural Development Schemes
Q16. PM-KISAN scheme provides:
A. Crop insurance
B. Subsidized seeds
C. Income support to farmers
D. Loan waiver
Correct Answer: C
Explanation:
PM-KISAN provides direct income support to eligible farmer families.
Q17. Which scheme is related to crop insurance?
A. PMFBY
B. PMGSY
C. PMJDY
D. PMAY-G
Correct Answer: A
Explanation:
Pradhan Mantri Fasal Bima Yojana (PMFBY) protects farmers against crop loss.
Q18. PMGSY is associated with:
A. Rural electrification
B. Rural roads
C. Rural housing
D. Rural sanitation
Correct Answer: B
Explanation:
Pradhan Mantri Gram Sadak Yojana aims to provide all-weather road connectivity to rural areas.
Q19. Which mission focuses on doubling farmers’ income through water efficiency?
A. Jal Jeevan Mission
B. PMKSY
C. SBM-G
D. AMRUT
Correct Answer: B
Explanation:
Pradhan Mantri Krishi Sinchayee Yojana promotes irrigation and water use efficiency.
Q20. Soil Health Card Scheme aims to:
A. Provide fertilizers
B. Promote organic farming
C. Inform farmers about soil nutrients
D. Prevent soil erosion
Correct Answer: C
Explanation:
The scheme provides soil nutrient status to improve crop productivity.
🔹 Sub-Topic V: Education, Health & Human Development
Q21. PM-POSHAN scheme is related to:
A. Higher education
B. Mid-day meals
C. Adult literacy
D. Skill training
Correct Answer: B
Explanation:
PM-POSHAN is the revamped Mid-Day Meal Scheme for school children.
Q22. Which policy replaced the National Policy on Education, 1986?
A. New Education Policy 2010
B. National Education Policy 2020
C. Education Reform Act 2015
D. Right to Education Policy
Correct Answer: B
Explanation:
The National Education Policy 2020 introduced holistic reforms in education.
Q23. National Health Mission integrates:
A. Urban health only
B. Rural health only
C. Rural and Urban health missions
D. Private healthcare
Correct Answer: C
Explanation:
NHM integrates NRHM and NUHM for comprehensive healthcare.
Q24. Which scheme aims to provide tap water to every rural household?
A. AMRUT
B. Jal Jeevan Mission
C. SBM-G
D. PMAY
Correct Answer: B
Explanation:
Jal Jeevan Mission ensures functional household tap connections.
Q25. Beti Bachao Beti Padhao focuses on:
A. Women employment
B. Girl child education and survival
C. Women health
D. Legal reforms
Correct Answer: B
Explanation:
The scheme addresses gender imbalance and education of the girl child.
🔹 Sub-Topic VI: Financial Inclusion & Digital Governance
Q26. PMJDY aims to:
A. Provide insurance
B. Promote digital payments
C. Ensure financial inclusion
D. Control inflation
Correct Answer: C
Explanation:
Pradhan Mantri Jan Dhan Yojana ensures banking access for all.
Q27. Which scheme provides accidental insurance coverage?
A. PMSBY
B. PMJJBY
C. PMFBY
D. PMJDY
Correct Answer: A
Explanation:
Pradhan Mantri Suraksha Bima Yojana provides accidental death and disability cover.
Q28. PMJJBY provides:
A. Health insurance
B. Life insurance
C. Crop insurance
D. Pension
Correct Answer: B
Explanation:
Pradhan Mantri Jeevan Jyoti Bima Yojana offers life insurance cover.
Q29. Digital India programme aims at:
A. Digitizing only government offices
B. Digital empowerment of citizens
C. Promoting e-commerce only
D. Private sector digitization
Correct Answer: B
Explanation:
Digital India aims for digital infrastructure, governance, and literacy.
Q30. DBT refers to:
A. Direct Banking Transfer
B. Digital Banking Tool
C. Direct Benefit Transfer
D. Development Budget Transfer
Correct Answer: C
Explanation:
DBT transfers subsidies directly to beneficiaries’ bank accounts.
🔹 Sub-Topic VII: Infrastructure, Urban & Environmental Governance
Q31. AMRUT focuses on:
A. Rural development
B. Urban infrastructure
C. Industrial corridors
D. Smart villages
Correct Answer: B
Explanation:
AMRUT improves water supply, sewerage, and urban transport.
Q32. Smart Cities Mission aims to:
A. Build new capitals
B. Develop rural towns
C. Improve urban quality of life
D. Promote tourism only
Correct Answer: C
Explanation:
The mission uses technology-driven urban solutions.
Q33. Swachh Bharat Mission primarily targets:
A. Urban transport
B. Clean energy
C. Sanitation and cleanliness
D. Drinking water
Correct Answer: C
Explanation:
SBM aims at eliminating open defecation and ensuring cleanliness.
Q34. National Action Plan on Climate Change includes how many missions?
A. Six
B. Seven
C. Eight
D. Nine
Correct Answer: C
Explanation:
The NAPCC consists of eight national missions.
Q35. Which scheme focuses on renewable energy adoption?
A. UDAY
B. National Solar Mission
C. PMFBY
D. AMRUT
Correct Answer: B
Explanation:
The National Solar Mission promotes solar energy generation.
🔹 Sub-Topic VIII: Governance Reforms & Rights-Based Schemes
Q36. Right to Information Act came into force in:
A. 2000
B. 2003
C. 2005
D. 2008
Correct Answer: C
Explanation:
The RTI Act, 2005 empowers citizens to seek information.
Q37. Which act ensures food security?
A. Essential Commodities Act
B. National Food Security Act
C. Consumer Protection Act
D. FCI Act
Correct Answer: B
Explanation:
The NFSA, 2013 provides subsidized food grains.
Q38. Which programme focuses on aspirational districts?
A. AMRUT
B. Aspirational Districts Programme
C. Smart Cities Mission
D. HRIDAY
Correct Answer: B
Explanation:
The programme aims at rapid socio-economic development of backward districts.
Q39. Which commission monitors implementation of social sector schemes?
A. NITI Aayog
B. Finance Commission
C. Election Commission
D. UPSC
Correct Answer: A
Explanation:
NITI Aayog plays a key role in policy monitoring and evaluation.
Q40. Good governance index is released by:
A. Ministry of Home Affairs
B. NITI Aayog
C. Ministry of Culture
D. Finance Ministry
Correct Answer: A
Explanation:
The Good Governance Index is released by MHA.
🔹 Sub-Topic IX: High-Frequency Mixed Governance MCQs
Q41. Which scheme provides pensions to elderly, widows, and disabled persons?
A. PMJJBY
B. NSAP
C. PMFBY
D. PMJDY
Correct Answer: B
Explanation:
National Social Assistance Programme provides social security pensions.
Q42. UDAY scheme relates to:
A. Health sector
B. Power distribution reforms
C. Agriculture
D. Education
Correct Answer: B
Explanation:
UDAY aims to improve financial health of power DISCOMs.
Q43. Which governance principle emphasizes citizen participation?
A. Centralization
B. Transparency
C. Accountability
D. Decentralization
Correct Answer: D
Explanation:
Decentralization empowers local bodies and citizens.
Q44. HRIDAY scheme is related to:
A. Industrial development
B. Heritage city development
C. Digital governance
D. Rural roads
Correct Answer: B
Explanation:
HRIDAY focuses on heritage city rejuvenation.
Q45. Which scheme aims to promote startups?
A. Startup India
B. Make in India
C. Digital India
D. Skill India
Correct Answer: A
Explanation:
Startup India supports innovation and entrepreneurship.
Q46. Make in India focuses on:
A. Agriculture growth
B. Manufacturing sector
C. Service sector
D. Education reforms
Correct Answer: B
Explanation:
Make in India boosts manufacturing and investment.
Q47. Which policy emphasizes minimum government and maximum governance?
A. Economic Survey
B. Digital India
C. Governance reforms agenda
D. Planning Commission
Correct Answer: C
Explanation:
This principle focuses on efficient governance with reduced bureaucratic burden.
Q48. Which scheme supports women entrepreneurs?
A. Mudra Yojana
B. Stand-Up India
C. PMEGP
D. PMJDY
Correct Answer: B
Explanation:
Stand-Up India promotes entrepreneurship among women and SC/ST communities.
Q49. Mudra loans are provided to:
A. Large industries
B. Farmers only
C. Micro and small enterprises
D. Government employees
Correct Answer: C
Explanation:
MUDRA supports non-corporate small businesses.
Q50. Which institution replaced the Planning Commission?
A. Finance Commission
B. NITI Aayog
C. UPSC
D. RBI
Correct Answer: B
Explanation:
NITI Aayog replaced the Planning Commission in 2015.
Q51. Which scheme promotes cooperative and federal spirit?
A. GST
B. PMFBY
C. PMJDY
D. PMAY
Correct Answer: A
Explanation:
GST is a landmark reform promoting cooperative federalism.
Q52. Which programme aims at institutionalizing performance management in governance?
A. Mission Karmayogi
B. Digital India
C. AMRUT
D. Skill India
Correct Answer: A
Explanation:
Mission Karmayogi focuses on capacity building of civil servants.
Q53. Which scheme focuses on holistic village development?
A. SAGY
B. PMGSY
C. NRLM
D. AMRUT
Correct Answer: A
Explanation:
Sansad Adarsh Gram Yojana promotes model village development.
Q54. Which act ensures education as a fundamental right?
A. NEP 2020
B. RTE Act
C. Education Policy 1986
D. Sarva Shiksha Abhiyan
Correct Answer: B
Explanation:
The Right to Education Act, 2009 guarantees free education to children aged 6–14.
Q55. Which scheme integrates technology with governance?
A. Digital India
B. AMRUT
C. PMFBY
D. HRIDAY
Correct Answer: A
Explanation:
Digital India leverages technology for efficient governance.
Q56. Which policy aims to reduce regulatory burden on businesses?
A. Ease of Doing Business reforms
B. Make in India
C. Skill India
D. Startup India
Correct Answer: A
Explanation:
Ease of Doing Business reforms simplify business regulations.
Q57. Which mission aims at clean energy transition?
A. National Wind Mission
B. National Solar Mission
C. National Bio-Energy Mission
D. All of the above
Correct Answer: D
Explanation:
All these missions contribute to clean and renewable energy goals.
Q58. Which scheme is aimed at urban poor livelihoods?
A. DAY-NULM
B. NRLM
C. PMAY-G
D. PMGSY
Correct Answer: A
Explanation:
DAY-NULM focuses on urban livelihood promotion.
Q59. Which governance reform enhances transparency in public procurement?
A. RTI Act
B. GeM Portal
C. DBT
D. GST
Correct Answer: B
Explanation:
Government e-Marketplace (GeM) ensures transparent procurement.
Q60. Indian governance system is best described as:
A. Authoritarian
B. Unitary
C. Democratic and welfare-oriented
D. Corporate
Correct Answer: C
Explanation:
India follows a democratic welfare state model, emphasizing social justice and inclusive growth.
✅ Final Note for Aspirants
These 60 Government Schemes, Policies & Governance MCQs are strictly aligned with MODULE 11 and designed for maximum relevance in Prelims-oriented examinations. Regular practice of such concept-based MCQs strengthens understanding of public policy, welfare schemes, governance reforms, and constitutional values—a crucial scoring area in competitive exams across India.
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Government Schemes MCQs for Competitive Exams
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Indian Government Policies GK Questions
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Governance MCQs for UPSC Prelims
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Welfare Schemes GK Questions with Answers
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Flagship Government Schemes MCQs
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Indian Public Policy and Governance MCQs
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Social Sector Schemes GK for Exams
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Current Government Schemes MCQs India
⭐ Strengthen Prelims Preparation with Government Schemes MCQs
Government schemes, public policies, and governance reforms form a high-weightage and dynamic section in competitive examinations. This curated set of Government Schemes, Policies & Governance MCQs provides clear conceptual coverage of welfare schemes, flagship missions, constitutional governance, financial inclusion, social sector programmes, and reform initiatives. With exam-oriented explanations and systematic topic-wise organization, this resource serves as a powerful revision and practice tool for aspirants targeting Prelims-focused success across national and state-level exams.
❓ FAQ Section
Q1. Why are Government Schemes MCQs important for competitive exams?
Government schemes are frequently asked in UPSC, State PSC, SSC, Banking, and Defence exams due to their relevance to governance, social justice, and current affairs.
Q2. Are these Governance MCQs suitable for UPSC and State PSC Prelims?
Yes, these MCQs are prepared strictly as per the India-specific General Knowledge syllabus and are highly relevant for UPSC and all State PSC Prelims.
Q3. Do these MCQs include both static and current schemes?
Yes, the questions cover core flagship schemes, governance reforms, constitutional provisions, and ongoing welfare programmes, ensuring balanced coverage.
Q4. Are detailed explanations provided for each question?
Absolutely. Each MCQ includes easy-to-understand, concept-clearing explanations to improve clarity and retention.
Q5. Can beginners use these Government Schemes MCQs?
Yes. The content is structured from basic governance concepts to advanced policy-based questions, making it suitable for school, college, and beginner-level aspirants.
🎯 Targeting Exams
These Government Schemes, Policies & Governance MCQs are meticulously designed to align with the syllabus and question trends of:
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UPSC Civil Services (Prelims)
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State Public Service Commissions (APSC, BPSC, UPPSC, MPPSC, RPSC, etc.)
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SSC Exams (CGL, CHSL, GD, MTS)
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Banking Exams (IBPS, SBI, RBI)
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Railway Recruitment Exams
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Defence Exams (NDA, CDS, AFCAT)
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Teaching Exams (CTET, State TETs)
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University & Entrance Examinations
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School-Level Competitive & Board Exams