Important Central Government Schemes MCQs in India
India General Knowledge
MODULE 11: Government Schemes, Policies & Governance MCQs
Topic: Important Central Government Schemes MCQs in India
🔹 Sub-Topic I: Constitutional & Governance Foundation Schemes
Q1. Which Central Government scheme focuses on capacity building of civil servants?
A. Digital India
B. Mission Karmayogi
C. Skill India
D. Good Governance Index
Correct Answer: B
Explanation:
Mission Karmayogi (National Programme for Civil Services Capacity Building) aims to create a future-ready, citizen-centric civil service through continuous learning and performance management.
Q2. Which institution plays a key role in monitoring flagship Central Government schemes?
A. Finance Commission
B. NITI Aayog
C. UPSC
D. Election Commission
Correct Answer: B
Explanation:
NITI Aayog monitors, evaluates, and provides policy inputs for major Central Government schemes.
Q3. The concept of “Minimum Government, Maximum Governance” emphasizes:
A. Increased legislation
B. Reduced role of private sector
C. Efficient and transparent administration
D. Judicial activism
Correct Answer: C
Explanation:
This principle focuses on simplifying procedures, reducing red tape, and improving service delivery.
Q4. Which programme aims to improve governance in backward districts?
A. Smart Cities Mission
B. Aspirational Districts Programme
C. AMRUT
D. HRIDAY
Correct Answer: B
Explanation:
The Aspirational Districts Programme targets socio-economic transformation of underdeveloped districts.
Q5. The Good Governance Index is released by which ministry?
A. Ministry of Finance
B. Ministry of Home Affairs
C. Ministry of Culture
D. Ministry of Rural Development
Correct Answer: B
Explanation:
The Good Governance Index (GGI) is released by the Ministry of Home Affairs to assess governance across states.
🔹 Sub-Topic II: Poverty Alleviation & Social Security Schemes
Q6. Which Central Government scheme guarantees 100 days of wage employment in rural areas?
A. PMAY-G
B. MGNREGA
C. NRLM
D. PMEGP
Correct Answer: B
Explanation:
MGNREGA provides legal employment guarantee to rural households.
Q7. National Social Assistance Programme (NSAP) provides:
A. Housing assistance
B. Crop insurance
C. Pensions to vulnerable groups
D. Skill training
Correct Answer: C
Explanation:
NSAP offers pensions to elderly, widows, and persons with disabilities.
Q8. Which scheme aims to improve livelihoods of rural women through SHGs?
A. PMJDY
B. DAY-NRLM
C. PMKVY
D. PMFBY
Correct Answer: B
Explanation:
Deendayal Antyodaya Yojana – NRLM promotes self-employment and financial inclusion via SHGs.
Q9. PM-SVANidhi scheme is meant for:
A. Farmers
B. Small manufacturers
C. Street vendors
D. Women entrepreneurs
Correct Answer: C
Explanation:
PM-SVANidhi provides working capital loans to street vendors.
Q10. Which scheme aims to provide pensions to unorganized sector workers?
A. PMJJBY
B. PMSBY
C. Atal Pension Yojana
D. PMFBY
Correct Answer: C
Explanation:
Atal Pension Yojana ensures old-age income security for workers in the unorganized sector.
🔹 Sub-Topic III: Health & Nutrition Schemes
Q11. Ayushman Bharat-PMJAY primarily provides:
A. Free medicines
B. Health insurance cover
C. Nutrition supplements
D. Medical education
Correct Answer: B
Explanation:
PMJAY offers health insurance up to ₹5 lakh per family per year for secondary and tertiary care.
Q12. Which scheme focuses on maternal and child nutrition?
A. Mission Indradhanush
B. ICDS
C. NHM
D. PM-POSHAN
Correct Answer: B
Explanation:
Integrated Child Development Services (ICDS) addresses nutrition, health, and early childhood care.
Q13. Mission Indradhanush is related to:
A. Nutrition
B. Immunization
C. Health insurance
D. Drinking water
Correct Answer: B
Explanation:
Mission Indradhanush aims to achieve full immunization coverage.
Q14. National Health Mission integrates:
A. Public and private hospitals
B. AYUSH and Allopathy
C. Rural and Urban Health Missions
D. Medical education and research
Correct Answer: C
Explanation:
NHM integrates NRHM and NUHM for comprehensive healthcare delivery.
Q15. PM-POSHAN scheme is associated with:
A. Anganwadi services
B. School nutrition
C. Pregnant women
D. Elderly nutrition
Correct Answer: B
Explanation:
PM-POSHAN is the revised Mid-Day Meal Scheme for school children.
🔹 Sub-Topic IV: Agriculture & Farmer Welfare Schemes
Q16. PM-KISAN provides:
A. Crop insurance
B. Loan waiver
C. Direct income support
D. Fertilizer subsidy
Correct Answer: C
Explanation:
PM-KISAN provides direct income support to eligible farmer families.
Q17. Which scheme provides crop insurance to farmers?
A. PMKSY
B. PMFBY
C. PMGSY
D. PMJDY
Correct Answer: B
Explanation:
Pradhan Mantri Fasal Bima Yojana protects farmers against crop loss.
Q18. Soil Health Card Scheme aims to:
A. Reduce fertilizer prices
B. Promote organic farming
C. Inform farmers about soil nutrients
D. Prevent land degradation
Correct Answer: C
Explanation:
The scheme provides scientific soil data to improve productivity.
Q19. PMKSY focuses on:
A. Farm mechanization
B. Irrigation and water efficiency
C. Organic farming
D. Crop diversification
Correct Answer: B
Explanation:
Pradhan Mantri Krishi Sinchayee Yojana emphasizes “Har Khet Ko Pani”.
Q20. Which scheme focuses on organic farming?
A. PKVY
B. PMFBY
C. PMGSY
D. PMJDY
Correct Answer: A
Explanation:
Paramparagat Krishi Vikas Yojana (PKVY) promotes organic farming practices.
🔹 Sub-Topic V: Housing, Sanitation & Drinking Water Schemes
Q21. PMAY aims to provide:
A. Rental housing
B. Affordable housing
C. Urban shelters
D. Smart homes
Correct Answer: B
Explanation:
Pradhan Mantri Awas Yojana aims at Housing for All.
Q22. PMAY-G is implemented in:
A. Urban areas
B. Industrial areas
C. Rural areas
D. Coastal areas
Correct Answer: C
Explanation:
PMAY-Gramin focuses on rural housing.
Q23. Swachh Bharat Mission focuses on:
A. Drinking water
B. Waste management
C. Sanitation and cleanliness
D. Urban transport
Correct Answer: C
Explanation:
SBM aims to eliminate open defecation and improve cleanliness.
Q24. Jal Jeevan Mission aims to provide:
A. Water purification plants
B. Irrigation facilities
C. Tap water to households
D. Urban water supply
Correct Answer: C
Explanation:
The mission ensures functional household tap connections, especially in rural areas.
Q25. AMRUT scheme focuses on:
A. Rural infrastructure
B. Urban infrastructure
C. Industrial corridors
D. Smart villages
Correct Answer: B
Explanation:
AMRUT improves urban water supply, sewerage, and transport.
🔹 Sub-Topic VI: Education, Skill & Women-Centric Schemes
Q26. National Education Policy currently in force is:
A. NEP 1986
B. NEP 2009
C. NEP 2015
D. NEP 2020
Correct Answer: D
Explanation:
NEP 2020 introduced major reforms in school and higher education.
Q27. PMKVY is related to:
A. Higher education
B. Skill development
C. School education
D. Adult literacy
Correct Answer: B
Explanation:
Pradhan Mantri Kaushal Vikas Yojana focuses on skill training and certification.
Q28. Beti Bachao Beti Padhao aims at:
A. Women employment
B. Women health
C. Girl child survival and education
D. Legal reforms
Correct Answer: C
Explanation:
The scheme addresses declining child sex ratio and girls’ education.
Q29. Stand-Up India scheme promotes:
A. Youth employment
B. Women and SC/ST entrepreneurship
C. MSME exports
D. Startup funding
Correct Answer: B
Explanation:
Stand-Up India provides loans to women and SC/ST entrepreneurs.
Q30. Ujjwala Yojana provides:
A. Free electricity
B. Free LPG connections
C. Free water connections
D. Free housing
Correct Answer: B
Explanation:
PM Ujjwala Yojana provides clean cooking fuel to poor women.
🔹 Sub-Topic VII: Financial Inclusion & Digital Governance Schemes
Q31. PMJDY aims at:
A. Crop insurance
B. Financial inclusion
C. Skill training
D. Pension reforms
Correct Answer: B
Explanation:
Pradhan Mantri Jan Dhan Yojana ensures universal banking access.
Q32. PMSBY provides:
A. Life insurance
B. Health insurance
C. Accident insurance
D. Crop insurance
Correct Answer: C
Explanation:
Pradhan Mantri Suraksha Bima Yojana covers accidental death and disability.
Q33. PMJJBY provides:
A. Pension
B. Life insurance
C. Health insurance
D. Accident cover
Correct Answer: B
Explanation:
Pradhan Mantri Jeevan Jyoti Bima Yojana provides life insurance.
Q34. DBT refers to:
A. Digital Banking Tool
B. Direct Benefit Transfer
C. Development Budget Transfer
D. Digital Bharat Transfer
Correct Answer: B
Explanation:
DBT ensures direct transfer of subsidies to beneficiaries.
Q35. Digital India programme aims to:
A. Promote e-commerce only
B. Digitize governance and services
C. Replace manual jobs
D. Support private IT firms
Correct Answer: B
Explanation:
Digital India focuses on digital infrastructure, services, and empowerment.
🔹 Sub-Topic VIII: Infrastructure, Industry & Mixed High-Frequency Schemes
Q36. Make in India focuses on:
A. Agriculture
B. Manufacturing
C. Services
D. Education
Correct Answer: B
Explanation:
Make in India promotes manufacturing, investment, and job creation.
Q37. Startup India aims to promote:
A. Traditional industries
B. Large corporations
C. Innovation and startups
D. Public sector units
Correct Answer: C
Explanation:
Startup India supports innovation, entrepreneurship, and ease of business.
Q38. Mudra Yojana provides loans to:
A. Farmers
B. Large industries
C. Small and micro enterprises
D. Government employees
Correct Answer: C
Explanation:
MUDRA supports non-corporate micro enterprises.
Q39. UDAY scheme relates to:
A. Health reforms
B. Power sector reforms
C. Education reforms
D. Banking reforms
Correct Answer: B
Explanation:
UDAY improves the financial health of power DISCOMs.
Q40. HRIDAY scheme focuses on:
A. Urban transport
B. Heritage city development
C. Smart villages
D. Rural sanitation
Correct Answer: B
Explanation:
HRIDAY aims at heritage city rejuvenation.
🔹 Sub-Topic IX: High-Frequency Mixed Central Schemes MCQs
Q41. SAGY focuses on:
A. Slum development
B. Model village development
C. Urban renewal
D. Industrial clusters
Correct Answer: B
Explanation:
Sansad Adarsh Gram Yojana promotes holistic village development.
Q42. GeM portal is related to:
A. Skill training
B. Public procurement
C. Banking services
D. Social security
Correct Answer: B
Explanation:
Government e-Marketplace (GeM) ensures transparent procurement.
Q43. Which scheme supports urban livelihoods?
A. NRLM
B. DAY-NULM
C. PMAY-G
D. PMGSY
Correct Answer: B
Explanation:
DAY-NULM focuses on urban poor livelihoods.
Q44. Which scheme aims to connect villages with all-weather roads?
A. PMAY
B. PMGSY
C. AMRUT
D. SBM
Correct Answer: B
Explanation:
PMGSY provides rural road connectivity.
Q45. Which scheme promotes renewable energy?
A. National Solar Mission
B. PMFBY
C. UDAY
D. NRLM
Correct Answer: A
Explanation:
The National Solar Mission boosts solar energy adoption.
Q46. Which scheme focuses on cooperative federalism through tax reform?
A. DBT
B. GST
C. PMJDY
D. NITI Aayog
Correct Answer: B
Explanation:
GST promotes cooperative federalism between Centre and States.
Q47. Which Central scheme focuses on ease of living in cities using technology?
A. Smart Cities Mission
B. AMRUT
C. HRIDAY
D. PMAY
Correct Answer: A
Explanation:
Smart Cities Mission improves urban quality of life through smart solutions.
Q48. Which scheme focuses on clean energy transition?
A. National Wind Mission
B. National Bio-Energy Mission
C. National Solar Mission
D. All of the above
Correct Answer: D
Explanation:
All contribute to India’s renewable energy goals.
Q49. Which scheme integrates technology with governance most comprehensively?
A. Digital India
B. Make in India
C. Startup India
D. Skill India
Correct Answer: A
Explanation:
Digital India integrates technology with public service delivery.
Q50. Which scheme ensures food security to vulnerable populations?
A. NSAP
B. NFSA
C. PMAY
D. PMFBY
Correct Answer: B
Explanation:
The National Food Security Act ensures subsidized food grains.
Q51. Which Central Government scheme focuses on performance-based governance?
A. Mission Karmayogi
B. Digital India
C. NITI Aayog
D. AMRUT
Correct Answer: A
Explanation:
Mission Karmayogi institutionalizes performance management.
Q52. Which scheme focuses on transparent subsidy delivery?
A. DBT
B. RTI
C. GST
D. GeM
Correct Answer: A
Explanation:
DBT reduces leakages and corruption.
Q53. Which scheme focuses on women’s financial empowerment?
A. Stand-Up India
B. PMUY
C. Both A and B
D. PMFBY
Correct Answer: C
Explanation:
Both schemes promote women empowerment.
Q54. Which scheme is associated with cooperative societies’ development?
A. PMJDY
B. NRLM
C. Central Sector Cooperative Schemes
D. PMGSY
Correct Answer: C
Explanation:
Central schemes support cooperative sector strengthening.
Q55. Which scheme focuses on holistic human development?
A. NHM
B. NEP 2020
C. Beti Bachao Beti Padhao
D. All of the above
Correct Answer: D
Explanation:
All these schemes address human development indicators.
Q56. Which scheme aims to reduce digital divide?
A. Digital India
B. Skill India
C. Startup India
D. Make in India
Correct Answer: A
Explanation:
Digital India ensures digital access and literacy.
Q57. Which scheme supports MSMEs through credit?
A. MUDRA
B. PMFBY
C. PMAY
D. PMGSY
Correct Answer: A
Explanation:
MUDRA provides easy credit to small businesses.
Q58. Which scheme addresses urban sanitation?
A. SBM-U
B. SBM-G
C. AMRUT
D. PMAY
Correct Answer: A
Explanation:
Swachh Bharat Mission-Urban focuses on urban sanitation.
Q59. Which scheme aims to enhance transparency in governance?
A. RTI Act
B. DBT
C. GeM
D. All of the above
Correct Answer: D
Explanation:
All promote transparency and accountability.
Q60. Central Government schemes in India mainly aim to achieve:
A. Economic growth only
B. Welfare and inclusive development
C. Administrative control
D. Political stability
Correct Answer: B
Explanation:
Most Central Government schemes focus on inclusive growth, social justice, and welfare orientation.
✅ Final Note for Aspirants
These 60 Important Central Government Schemes MCQs are strictly aligned with MODULE 11 and designed for maximum Prelims relevance. Regular practice will strengthen understanding of flagship schemes, governance reforms, and welfare policies, making this a high-scoring area in competitive examinations across India.
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⭐ Master Central Government Schemes for Prelims Excellence
Central Government schemes form a high-weightage and dynamic component of General Studies in competitive examinations. This curated set of Important Central Government Schemes MCQs in India offers comprehensive coverage of flagship welfare programmes, farmer-centric initiatives, health and education schemes, financial inclusion drives, and governance reforms. With clear explanations and structured topic-wise presentation, this resource enables aspirants to revise efficiently, strengthen conceptual clarity, and maximise Prelims scores across national and state-level examinations.
❓ FAQ Section
Q1. Why are Central Government Schemes important for competitive exams?
Central Government schemes are frequently asked in UPSC, State PSC, SSC, Banking, and Defence exams as they reflect policy priorities and governance outcomes.
Q2. Are these Central Government Schemes MCQs useful for UPSC Prelims?
Yes, these MCQs are designed strictly according to the India-specific GK syllabus and are highly relevant for UPSC Prelims and State PSC exams.
Q3. Do these MCQs cover both old and current schemes?
Yes, the questions include long-standing flagship schemes as well as ongoing and restructured Central Government initiatives.
Q4. Are detailed explanations provided for each MCQ?
Absolutely. Every question is supported by easy-to-understand, concept-clearing explanations for better retention and revision.
Q5. Is this content suitable for beginners and students?
Yes. The MCQs are arranged from basic to advanced level, making them suitable for school, college, university, and beginner-level aspirants.
🎯 Targeting Exams
These Important Central Government Schemes MCQs in India are carefully prepared to meet the syllabus requirements of:
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UPSC Civil Services (Prelims)
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State Public Service Commissions (APSC, BPSC, UPPSC, MPPSC, RPSC, etc.)
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SSC Exams (CGL, CHSL, GD, MTS)
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Banking Exams (IBPS, SBI, RBI)
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Railway Recruitment Exams
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Defence Exams (NDA, CDS, AFCAT)
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Teaching Exams (CTET, State TETs)
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University & Entrance Examinations
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School-Level Competitive & Board Exams